Konsep Riba Dalam Perekonomian Islam
DOI:
https://doi.org/10.59841/jureksi.v2i1.952Keywords:
Riba, interest, Islam, impact, social economyAbstract
: This article describes the problem of usury from a legal perspective and its interpretation as well as bank interest from a review of Islamic law and analyzes its impact on the economy, both those raised by Islamic law experts, mufassirin and Muslim economists. The prohibition of usury in Islam is expressly stated in both the Qur'an and the Hadith which were revealed gradually. The prohibition of riba (usurios) in Islam is based on moral and humanitarian considerations because the essence of the prohibition of usury is the elimination of all forms of economic practices that give rise to tyranny and injustice. And the impact of interest on the economy will hamper economic growth. The method of writing this article is based on literature review by conducting an in-depth review of books, commentaries and writings on bank interest, usury and related matters. The purpose of this paper is to find out the interpretation of usury and the opinions of scholars regarding bank interest law and to analyze the negative impact that the interest system has on the economy.
References
Abdullah Saeed, Islamic Banking and Interest, A Study of Prohibition of Riba and its Contemporary Interpretation, Leiden: E.J. Brill, 1996.
Al-Jaziri, Abdurrahman, Kitab al-Fiqh 'ala Mazahib al-Arba'ah, Beirut: Dar al-Fikr, 1972.
Ascarya, Akad dan Produk Bank Syariah, Jakarta: RajaGrafindo Persada, 2007.
Adiwarman Karim, Bank Islam: Analisis Fiqh dan Keuangan, Jakarta: RajaGrafindo Persada, 2007.
Adiwarman Karim, Ekonomi Makro Islami, Jakarta: RajaGrafindo Persada, 2007
Adiwarman Karim, Ekonomi Islam, Suatu Kajian Kontemporer, Jakarta: Gema Insani Press, 2001.
Afzalur Rahman, Economics Doctrines of Islam, terj. Soeroyo dan Nastangin, Jakarta: Dana Bhakti Wakaf, 2002.
Algaoud, Latifa M., and Mervyn K. Lewis, Perbankan Syari‟ah: Prinsip, Praktik. Prospek, terj. Burhan Wirasubrata, Jakarta: PT. Serambi Ilmu Semesta, 2003.
Antonio, Muhammad Syafi'i, Bank Syari'ah: Dari Teori ke Praktik, Jakarta: Gema Insani Press, 2001
Chapra, M. Umer, Towards a Just Monetary System, London: Islamic Foundation, 1995.
Frank E.Vogel dan Samuel L. Hayes, Islamic Law and Finance: Religion, Risk, and Return, terj. M. Sobirin, dkk, Bandung: Nusamedia, 2007.
Fathurrahman Djamil, Metode Ijtihad Majelis Tarjih Muhammadiyah, Jakarta: Logos Publishing House, 1995.
Gusmian, Islah, Khazanah Tafsir Indonesia: Dari Hermeneutika Hingga Ideologi, Jakarta: Penerbit Teraju, 2002.
Mannan, Muhammad Abdul, Islamic Economic, Theory and Practice, terj. Nastangin, Yogyakarta: Dana Bhakti Wakaf, 1997.
Masyhuri, dkk., Teori Ekonomi dalam Islam, Yogyakarta: Kreasi Wacana, 2005.
Veithzal Rivai, dkk, Bank and Financial Institution Manajement Conventional and Sharia System, Jakarta: RajaGrafindo Persada, 2007.
Qurthubi (al), Muḥammad bin Aḥmad al-Anshary, al-Jāmi’ li Aḥkām al-Qur’ān, juz III, Kairo: Dār al-Katib al-‘Arabi, 1967.
Ridha, Rasyid, Tafsīr al-Manār, Mesir: Mathba’ah Muḥammad Ali Shāhib wa Awladih, 1374.
Wahbah az-Zuhaili, Al-Fiqh al-Islami wa Adillatuh, Beirut: Dar al-Fikr, 1989.
Wirdyaningsih, et.al, Bank dan Asuransi Islam di Indonesia, Jakarta: Kencana, 2005.
