Analisis Pembiayaan Perbankan Pada Usaha Mikro, Kecil, dan Menegah Terhadap Pertumbuhan Ekonomi Indonesia

Authors

  • Hijrasil Hijrasil Universitas Khairun
  • Bahrun Thalib Universitas Khairun
  • Abi Suar Universitas Khairun
  • Muhdar Muba Institut Agama Islam Ternate

DOI:

https://doi.org/10.59841/excellence.v3i2.2973

Keywords:

Bank Financing, Economic Growth, Micro Small and Medium Enterprises (MSMEs)

Abstract

This study aims to determine how much bank financing/credit for micro, small, and medium enterprises can affect Indonesia's economic growth. The results of this study indicate that financing or credit for MSMEs affects economic growth both positively and negatively.

References

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Ahmadi, S., Basuki, P., & Harsono, I. (2024). Analysis of the influence of bank credit on economic growth in West Nusa Tenggara Province. ESEE, 3(2), 156–171. https://doi.org/10.58812/esee.v3i02.377

Amri, D. A., Roni, M., Tiara, L., Selvia, & Hastuti, I. B. (2023). Analisis pembiayaan bank syariah terhadap UMKM dan pertumbuhan ekonomi di Indonesia rentang waktu 10 tahun terakhir. Rizquna, 1(4), 2962–3057. https://doi.org/10.56480/rizquna

Cahya, A. D., Widyastuti, M. L., & Fatharani, H. (2021). Peran perbankan dalam pembiayaan UMKM di tengah pandemi Covid-19. JF, 4(2), 138–149. https://doi.org/10.24127/jf.v4i2.613

Dinutistomo, A. I., & Lubis, W. A. (2021). MSME lending and bank efficiency: Evidence from Indonesia. BBS, 16(3), 93–103. https://doi.org/10.21511/bbs.16(3).2021.09

Hamzah, Valeriani, D., & Putri, K. A. (2020). Comparison development of MSME credit in the Sumatera region. EDAJ, 9(3), 293–305. https://doi.org/10.15294/edaj.v9i3.38656

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Published

2025-06-24

How to Cite

Hijrasil Hijrasil, Bahrun Thalib, Abi Suar, & Muhdar Muba. (2025). Analisis Pembiayaan Perbankan Pada Usaha Mikro, Kecil, dan Menegah Terhadap Pertumbuhan Ekonomi Indonesia. Journal Economic Excellence Ibnu Sina, 3(2), 293–299. https://doi.org/10.59841/excellence.v3i2.2973

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